6225 Riptide Way, Fort Wayne, IN 46845 Property Records

Allen County property record for 6225 Riptide Way, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,254 sqft · built 1990
Lot Size	0.262 acres (11,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,880 (Jan 2020)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-451-007.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-451-007.000-042`
Alternative APN	`1347380041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,254 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	2,312 sqft
Basement Area	1,022 sqft
Finished Basement	942 sqft
Unfinished Basement	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,421 sqft (0.262 acres)
Lot Dimensions	1,410 ft deep x 810 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6225 RIPTIDE WAY
City	FORT WAYNE
State	IN
Zip	46845-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 41
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	41
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4014
Census Tract	10201

Owner

Source: Allen County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	20206066
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Jul 7, 2026
Property Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	0000029508
Instrument Date	Jun 18, 2026
Instrument	202629508
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	0000029508,
Date	Jul 7, 2026
Instrument	202629508

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021068935
Date	Oct 13, 2021
Instrument	2021068935

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jan 29, 2020
Property Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2020006066
Instrument Date	Jan 24, 2020
Instrument	2020006066
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6225 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2020006067
Date	Jan 29, 2020
Instrument	2020006067

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 24, 2025
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	8.99%
Index	5-Year CMT
Margin	4
Max Rate	8.99%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (-54.04%)	$384,300 (+13.9%) Land $31,500 Building $352,800	$384,300 (+13.9%) Land $31,500 Building $352,800
2024	$3,281.00 (+25.56%)
2023	$2,613.00 (+8.11%)	$337,400 (+7.66%) Land $31,500 Building $305,900	$337,400 (+7.66%) Land $31,500 Building $305,900
2022	$2,417.00 (+14.88%)	$313,400 Land $31,500 Building $281,900	$313,400 Land $31,500 Building $281,900
2021	$2,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

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