6201 Riptide Way, Fort Wayne, IN 46845 Property Records

Allen County property record for 6201 Riptide Way, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,554 sqft · built 1992
Lot Size	0.224 acres (9,758 sqft)
Owner	2 Individual Names on File
Last Sale	$375,259 (Jun 2020)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-377-017.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-377-017.000-042`
Alternative APN	`1347380045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,554 sqft Living Area
Gross Area	6,560 sqft
1st Floor Area	2,277 sqft
Basement Area	1,364 sqft
Finished Basement	1,000 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,758 sqft (0.224 acres)
Lot Dimensions	1,190 ft deep x 820 ft wide
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6201 RIPTIDE WAY
City	FORT WAYNE
State	IN
Zip	46845-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 45
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	45
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4014
Census Tract	10201

Owner

6201 Riptide Way is owned and occupied by two individuals who bought it in June 2020.

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 16, 2020	Intrafamily Transfer, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE
Jul 10, 2017	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	202033486
Transfer Doc	2020033485
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019064449
Date	Dec 12, 2019
Instrument	2019064449

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 16, 2020
Property Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2020033486
Instrument Date	Jun 12, 2020
Instrument	2020033486
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2020033487
Date	Jun 16, 2020
Instrument	2020033487

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Jun 16, 2020
Property Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2020033485
Instrument Date	Jun 9, 2020
Instrument	2020033485
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 10, 2017
Property Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2017036054
Map Reference	CAB B PG23
Instrument Date	Jul 6, 2017
Instrument	2017036054
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2017036055
Date	Jul 10, 2017
Instrument	2017036055

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6201 Riptide Way was $3,467 with a homeowner's exemption, down 6.4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00 (-6.45%) Homeowner's exemption	$430,000 Land $29,500 Building $400,500	$430,000 Land $29,500 Building $400,500
2024	$3,706.00 (+25.54%)
2023	$2,952.00 (+5.02%)	$374,900 (+5.19%) Land $29,500 Building $345,400	$374,900 (+5.19%) Land $29,500 Building $345,400
2022	$2,811.00	$356,400 Land $29,500 Building $326,900	$356,400 Land $29,500 Building $326,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6201 Riptide Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6201 Riptide Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

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