6230 Riptide Way, Fort Wayne, IN 46845 Property Records

Allen County property record for 6230 Riptide Way, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,242 sqft · built 1992
Lot Size	0.132 acres (5,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,551 (Dec 2023)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-452-003.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-452-003.000-042`
Alternative APN	`1347380050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	3,727 sqft
1st Floor Area	1,868 sqft
Attic	Attic
Attic Area	748 sqft
Basement Area	761 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	800 ft deep x 720 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6230 RIPTIDE WAY
City	FORT WAYNE
State	IN
Zip	46845-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 50 EX E 4 FT
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	50
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4014
Census Tract	10201

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Feb 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Feb 18, 2019 · Amount on Record
Deed Document Number	202354526
Prior Transfer Date	Jul 2, 2010
Prior Transfer Doc	2010034013
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 21, 2023
Property Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2023054526
Map Reference	DOC 87-57730
Instrument Date	Dec 15, 2023
Instrument	2023054526
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2023054527
Date	Dec 21, 2023
Instrument	2023054527

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023033070
Date	Aug 2, 2023
Instrument	2023033070

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020060204
Date	Oct 2, 2020
Instrument	2020060204

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021066078
Date	Oct 1, 2021
Instrument	2021066078

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	46512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 18, 2019
Property Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2019007804
Instrument Date	Feb 15, 2019
Instrument	2019007804
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6230 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2019007805
Date	Feb 18, 2019
Instrument	2019007805

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (-9.35%) Homeowner's exemption	$339,700 (+13.76%) Land $21,200 Building $318,500	$339,700 (+13.76%) Land $21,200 Building $318,500
2024	$2,856.00 (+26.2%)
2023	$2,263.00 (+5.45%)	$298,600 (+5.21%) Land $21,200 Building $277,400	$298,600 (+5.21%) Land $21,200 Building $277,400
2022	$2,146.00	$283,800 Land $21,200 Building $262,600	$283,800 Land $21,200 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

Nearby Properties on Riptide Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures