6219 Riptide Way, Fort Wayne, IN 46845 Property Records

Allen County property record for 6219 Riptide Way, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,167 sqft · built 1993
Lot Size	0.237 acres (10,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,440 (Jun 2025)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-451-006.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-451-006.000-042`
Alternative APN	`1347380042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	2,167 sqft
Basement Area	720 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,320 sqft (0.237 acres)
Lot Dimensions	1,290 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6219 RIPTIDE WAY
City	FORT WAYNE
State	IN
Zip	46845-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 42
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	42
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4014
Census Tract	10201

Owner

Source: Allen County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST AMERICA FEDERAL CREDIT UNION
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 26, 2007	Deed of Trust, Mortgage BANK OF AMERICA NA
Jun 10, 2025	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	20256
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Jul 1, 2026
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	0000028657
Instrument Date	Jun 25, 2026
Instrument	202628657
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	0000028657,
Date	Jul 1, 2026
Instrument	202628657

Lender

Name	MIDWEST AMERICA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007827
Date	Feb 8, 2018
Instrument	2018007827

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017062846
Date	Dec 4, 2017
Instrument	2017062846

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018032644
Date	Jul 2, 2018
Instrument	2018032644

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2047

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007064696
Date	Nov 26, 2007
Instrument	2007064696

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DALLAS, TX 75202

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 10, 2025
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2025025046
Map Reference	CAB B PG 23&
Instrument Date	Jun 5, 2025
Instrument	2025025046
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2025025047
Date	Jun 10, 2025
Instrument	2025025047

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 22, 2023
Property Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Document Number	2023036297
Map Reference	DOC 90-25064
Instrument Date	Aug 18, 2023
Instrument	2023036297
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6219 RIPTIDE WAY, FORT WAYNE, IN 46845-9413

Mortgage

Document Number	2023036298
Date	Aug 22, 2023
Instrument	2023036298

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,517.00 (-9.36%)	$331,600 (+10.68%) Land $29,900 Building $301,700	$331,600 (+10.68%) Land $29,900 Building $301,700
2024	$2,777.00 (+22.23%)
2023	$2,272.00 (+8.4%)	$299,600 (+7.61%) Land $29,900 Building $269,700	$299,600 (+7.61%) Land $29,900 Building $269,700
2022	$2,096.00	$278,400 Land $29,900 Building $248,500	$278,400 Land $29,900 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

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