6208 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6208 Ruth Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 2007
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Oct 2026)
Tax Bill	$2,704 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42386`

Property Details

APN / Parcel Number

Primary APN	`42386`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,658 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	428 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6208 RUTH DR
City	GLOUCESTER
State	VA
Zip	23061-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	COURTHOUSE SQUARE SUBDIVISION LOT 50
Legal Subdivision	COURTHOUSE SQUARE
Legal Lot Number	50
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2013
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · Conventional Mortgage LAFAYETTE GENERAL TITLE AGENCY, LAFAYETTE GENERAL TITLE
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
May 21, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Aug 23, 2007 · Amount on Record
Deed Document Number	20264543
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 1, 2026
Property Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number	0000004543
Instrument Date	Sep 3, 2026
Instrument	20264543
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	LAFAYETTE GENERAL TITLE AGENCY, LAFAYETTE GENERAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,955.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number	0000004544,
Date	Oct 1, 2026
Instrument	20264544

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001954
Date	Apr 1, 2022
Instrument	220001954

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002177
Date	May 21, 2018
Instrument	180002177

Lender

Name	FIRST HOME BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Margin	2

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6208 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190005715
Date	Dec 10, 2019
Instrument	190005715

Lender

Name	PARKSIDE LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,704.00 (+42.77%)	$456,030 (+14.09%) Land $71,360 Building $384,670	$456,030 (+14.09%) Land $71,360 Building $384,670
2025	$1,894.00 (+7.01%)	$399,710 (-) Land $71,360 Building $328,350	$399,710 (-) Land $71,360 Building $328,350
2024	$1,770.00	$399,710 (-) Land $71,360 Building $328,350	$399,710 (-) Land $71,360 Building $328,350
2023	$1,770.00 (-24.2%)	$399,710 (+25.81%) Land $71,360 Building $328,350	$399,710 (+25.81%) Land $71,360 Building $328,350
2022	$2,335.00	$317,720 Land $84,100 Building $233,620	$317,720 Land $84,100 Building $233,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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