Gloucester County property record for 6189 Ruth Dr, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,600 sqft · built 2007 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jun 2022) |
| Tax Bill | $2,536 (2026) |
| Deeds & Mortgages | Jan 2022 Second Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42392 |
| Primary APN | 42392 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 800 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6189 RUTH DR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | COURTHOUSE SQUARE SUBDIVISION LOT 56 |
| Legal Subdivision | COURTHOUSE SQUARE |
| Legal Lot Number | 56 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100202 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 23, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Dec 1, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Dec 1, 2020 · Amount on Record |
| Deed Document Number | 20223552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0220000462 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 220000462 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 23, 2022 |
| Property Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Document Number | 0220003552 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 220003552 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Document Number | 0220003553 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 220003553 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Dec 1, 2020 |
| Property Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Document Number | 0200006632 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 200006632 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6189 RUTH DR, GLOUCESTER, VA 23061-4359 |
| Document Number | 0200006633 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 200006633 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,536.00 (+8.7%) | $427,730 (+14.37%) Land $61,120 Building $366,610 | $427,730 (+14.37%) Land $61,120 Building $366,610 |
| 2025 | $2,333.00 (+5.23%) | $374,000 (-) Land $61,120 Building $312,880 | $374,000 (-) Land $61,120 Building $312,880 |
| 2024 | $2,217.00 | $374,000 (-) Land $61,120 Building $312,880 | $374,000 (-) Land $61,120 Building $312,880 |
| 2023 | $2,217.00 (+7%) | $374,000 (+32.65%) Land $61,120 Building $312,880 | $374,000 (+32.65%) Land $61,120 Building $312,880 |
| 2022 | $2,072.00 | $281,940 Land $60,150 Building $221,790 | $281,940 Land $60,150 Building $221,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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