6224 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6224 Ruth Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,600 sqft · built 2007
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,553 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42384`

Property Details

APN / Parcel Number

Primary APN	`42384`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	400 sqft
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6224 RUTH DR
City	GLOUCESTER
State	VA
Zip	23061-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	COURTHOUSE SQUARE SUBDIVISION LOT 48
Legal Subdivision	COURTHOUSE SQUARE
Legal Lot Number	48
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2013
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	2023757
Prior Transfer Date	Feb 27, 2023
Prior Transfer Doc	0000000757
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 1, 2023
Property Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number	0230000757
Instrument Date	Feb 27, 2023
Instrument	230000757
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number	0230000758
Date	Mar 1, 2023
Instrument	230000758

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002767
Date	Jun 11, 2020
Instrument	200002767

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 28, 2019
Property Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number	0190001268
Instrument Date	Mar 21, 2019
Instrument	190001268
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6224 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number	0190001269
Date	Mar 28, 2019
Instrument	190001269

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,553.00 (+8.64%)	$430,560 (+14.3%) Land $61,120 Building $369,440	$430,560 (+14.3%) Land $61,120 Building $369,440
2025	$2,350.00 (+5.24%)	$376,680 (-) Land $61,120 Building $315,560	$376,680 (-) Land $61,120 Building $315,560
2024	$2,233.00	$376,680 (-) Land $61,120 Building $315,560	$376,680 (-) Land $61,120 Building $315,560
2023	$2,233.00 (+7.61%)	$376,680 (+33.42%) Land $61,120 Building $315,560	$376,680 (+33.42%) Land $61,120 Building $315,560
2022	$2,075.00	$282,330 Land $60,150 Building $222,180	$282,330 Land $60,150 Building $222,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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