6200 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6200 Ruth Dr, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,600 sqft · built 2007
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Jun 2022)
Tax Bill$2,606 (2026)
Deeds & MortgagesDec 2018 Mortgage
Sep 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN42387

Property Details

APN / Parcel Number

Primary APN42387

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage Area800 sqft
PorchSlab
Patio Area476 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6200 RUTH DR
CityGLOUCESTER
StateVA
Zip23061-4356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionCOURTHOUSE SQUARE SUBDIVISION LOT 51
Legal SubdivisionCOURTHOUSE SQUARE
Legal Lot Number51
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group2
Census Block2013
Census Tract100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6200 RUTH DR, GLOUCESTER, VA 23061-4356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PROSPERITY HOME MORTGAGE LLC
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 2, 2019Warranty Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleJul 2, 2019 · Amount on Record
Deed Document Number20223493
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6200 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180005403
DateDec 12, 2018
Instrument180005403
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2038
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6200 RUTH DR, GLOUCESTER, VA 23061-4356
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200004920
DateSep 16, 2020
Instrument200004920
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateJun 22, 2022
Property Address6200 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number0220003493
Instrument DateJun 14, 2022
Instrument220003493
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number0220003494
DateJun 22, 2022
Instrument220003494
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateJul 2, 2019
Property Address6200 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number0190002772
Instrument DateJun 18, 2019
Instrument190002772
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number0190002773
DateJul 2, 2019
Instrument190002773
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,606.00 (+8.49%)$439,500 (+14.13%) Land $68,480 Building $371,020$439,500 (+14.13%) Land $68,480 Building $371,020
2025$2,402.00 (+5.21%)$385,080 (-) Land $68,480 Building $316,600$385,080 (-) Land $68,480 Building $316,600
2024$2,283.00$385,080 (-) Land $68,480 Building $316,600$385,080 (-) Land $68,480 Building $316,600
2023$2,283.00 (+1.87%)$385,080 (+26.26%) Land $68,480 Building $316,600$385,080 (+26.26%) Land $68,480 Building $316,600
2022$2,241.00$304,980 Land $80,640 Building $224,340$304,980 Land $80,640 Building $224,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2003–2009)
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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