6190 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6190 Ruth Dr, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,600 sqft · built 2007
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$279,185 (Sep 2007)
Tax Bill$2,566 (2026)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN42388

Property Details

APN / Parcel Number

Primary APN42388

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Garage Area400 sqft
PorchSlab
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6190 RUTH DR
CityGLOUCESTER
StateVA
Zip23061-4359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionCOURTHOUSE SQUARE SUBDIVISION LOT 52
Legal SubdivisionCOURTHOUSE SQUARE
Legal Lot Number52
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group2
Census Block2013
Census Tract100202

Owner

6190 Ruth Dr is owned and occupied by two individuals who bought it in September 2007.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6190 RUTH DR, GLOUCESTER, VA 23061-4359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2007 · Amount on File
Deed SaleSep 13, 2007 · Amount on File
Deed Document Number20077004
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6190 RUTH DR, GLOUCESTER, VA 23061-4359
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210007176
DateOct 7, 2021
Instrument210007176
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term348 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6190 Ruth Dr was $2,566, up 8.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,566.00 (+8.54%)$432,790 (+14.23%) Land $64,960 Building $367,830$432,790 (+14.23%) Land $64,960 Building $367,830
2025$2,364.00 (+5.25%)$378,860 (-) Land $64,960 Building $313,900$378,860 (-) Land $64,960 Building $313,900
2024$2,246.00$378,860 (-) Land $64,960 Building $313,900$378,860 (-) Land $64,960 Building $313,900
2023$2,246.00 (+5.3%)$378,860 (+30.55%) Land $64,960 Building $313,900$378,860 (+30.55%) Land $64,960 Building $313,900
2022$2,133.00$290,210 Land $69,640 Building $220,570$290,210 Land $69,640 Building $220,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6190 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2003–2009)
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6190 Ruth Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number