6205 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6205 Ruth Dr, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,690 sqft · built 2007
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Oct 2023)
Tax Bill$2,074 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42394

Property Details

APN / Parcel Number

Primary APN42394

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,690 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Garage Area650 sqft
PorchSlab
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6205 RUTH DR
CityGLOUCESTER
StateVA
Zip23061-4356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionCOURTHOUSE SQUARE SUBDIVISION LOT 58
Legal SubdivisionCOURTHOUSE SQUARE
Legal Lot Number58
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group2
Census Block2016
Census Tract100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6205 RUTH DR, GLOUCESTER, VA 23061-4356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · VA Mortgage
SANDY SPRING BANK
Jun 1, 2021Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleJun 1, 2021 · Amount on Record
Deed Document Number20233998
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateOct 23, 2023
Property Address6205 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number0230003998
Instrument DateOct 19, 2023
Instrument230003998
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number0230003999
DateOct 23, 2023
Instrument230003999
Lender
NameSANDY SPRING BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueFeb 25, 2053
Interest
Rate TypeFixed Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateJun 1, 2021
Property Address6205 RUTH DR, GLOUCESTER, VA 23061-4356
Document Number210003895
Instrument DateMay 24, 2021
Instrument210003895
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 RUTH DR, GLOUCESTER, VA 23061-4356

Mortgage

Document Number210003896
DateJun 1, 2021
Instrument210003896
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,074.00 (+116.49%)$349,710 (+13.79%) Land $60,160 Building $289,550$349,710 (+13.79%) Land $60,160 Building $289,550
2025$958.00 (-47.42%)$307,330 (-) Land $60,160 Building $247,170$307,330 (-) Land $60,160 Building $247,170
2024$1,822.00$307,330 (-) Land $60,160 Building $247,170$307,330 (-) Land $60,160 Building $247,170
2023$1,822.00 (+15.98%)$307,330 (+43.78%) Land $60,160 Building $247,170$307,330 (+43.78%) Land $60,160 Building $247,170
2022$1,571.00$213,750 Land $57,800 Building $155,950$213,750 Land $57,800 Building $155,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2003–2009)
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER COUNTY WATER SYSTEM
serves 10,754 people · EPA ID VA4073311
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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