6172 Ruth Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6172 Ruth Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,504 sqft · built 2007
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2014)
Tax Bill	$2,386 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`42390`

Property Details

APN / Parcel Number

Primary APN	`42390`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,655 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Area	800 sqft
Porch	Open Porch
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6172 RUTH DR
City	GLOUCESTER
State	VA
Zip	23061-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	COURTHOUSE SQUARE SUBDIVISION LOT 54
Legal Subdivision	COURTHOUSE SQUARE
Legal Lot Number	54
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2013
Census Tract	100202

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6172 RUTH DR, GLOUCESTER, VA 23061-4359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2014 · Amount on Record
Deed Sale	Sep 9, 2014 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	ID 1403608
Prior Transfer Date	Oct 1, 2009
Prior Transfer Doc	090005995
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6172 RUTH DR, GLOUCESTER, VA 23061-4359
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250003770
Date	Sep 10, 2025
Instrument	250003770

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2045

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6172 RUTH DR, GLOUCESTER, VA 23061-4359
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002410
Date	Apr 25, 2022
Instrument	220002410

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,410 (-) Land $58,880 Building $343,530	$402,410 (-) Land $58,880 Building $343,530
2024	$2,386.00	$402,410 (-) Land $58,880 Building $343,530	$402,410 (-) Land $58,880 Building $343,530
2023	$2,386.00 (+5.95%)	$402,410 (+31.29%) Land $58,880 Building $343,530	$402,410 (+31.29%) Land $58,880 Building $343,530
2022	$2,252.00	$306,500 Land $54,160 Building $252,340	$306,500 Land $54,160 Building $252,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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