Montgomery County property record for 6127 Williams Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,368 sqft · built 2018 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,400 (Jun 2018) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158 40.12 |
| Primary APN | 158 40.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,368 sqft Living Area |
| Gross Area | 4,398 sqft |
| 1st Floor Area | 2,001 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Mixed |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Driveway Area | 598 sqft |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6127 WILLIAMS CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISION: DAVID H BUMPUS PROPERTY LOT: 8 PLAT BOOK 13 PAGE 898 SPLIT OFF OF 158-40 IN PLAT BOOK 13 PAGE 898-PLAT RECORDED |
| Legal Subdivision | DAVID H BUMPUS PROP |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 101702 |
6127 Williams Cir is owned and occupied by an individual who bought it in June 2018.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Intrafamily Transfer, Transfer |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 17, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jun 1, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 20181166691 |
| Deed Book / Page | 1814 / 2412 |
| Prior Transfer Date | May 31, 2018 |
| Prior Transfer Doc | 0001166691 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 29, 2025 |
| Property Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 02471/2163 |
| Book / Page | 2471 / 2163 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 1527622 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 232 ROBERTA DR, HENDERSONVILLE, TN 37075-5322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001281701 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 2022/641 |
| Instrument | 1281701 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0001216573 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6127 WILLIAMS CIR CUNNINGHAM TN 370524922, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0001216573 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 001897/001744 |
| Instrument | 1216573 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 1, 2018 |
| Property Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 1814/2412 |
| Book / Page | 1814 / 2412 |
| Instrument Date | May 31, 2018 |
| Instrument | 1166691 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6127 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0001166692 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 1814/2414 |
| Instrument | 1166692 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 6127 Williams Cir was $3,671.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,671.00 | $174,825 (-) | $699,300 (-) Land $80,200 Building $619,100 |
| 2024 | $3,671.00 (+41.19%) | $174,825 (+101.06%) | $699,300 Land $80,200 Building $619,100 |
| 2023 | $2,600.00 | $86,950 (-) | |
| 2022 | $2,600.00 | $86,950 | $347,800 Land $33,600 Building $314,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6127 Williams Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6127 Williams Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
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