Montgomery County property record for 6111 Williams Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 2018 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Sep 2018) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158 40.06 |
| Primary APN | 158 40.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Basement Area | 2,244 sqft |
| Unfinished Basement | 2,244 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 73,181 sqft (1.68 acres) |
| Porch | Slab |
| Porch Area | 442 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6111 WILLIAMS CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISION: DAVID H BUMPUS PROPERTY LOT: 1 PLAT BOOK 13 PAGE 898 SPLIT OFF OF 158-40 IN PLAT BOOK 13 PAGE 898-PLAT RECORDED |
| Legal Subdivision | DAVID H BUMPUS PROP |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6111 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Sep 12, 2019 | Quit Claim Deed, Transfer FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS |
| Sep 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Deed Document Number | 20181179092 |
| Deed Book / Page | 1834 / 2639 |
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0001362084 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6111 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6111 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0000001943/0000001645 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 0000001943/0000001645 |
| Instrument | 1242050 |
| Name | DISCOVER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 12, 2019 |
| Property Address | 6111 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0001223320 |
| Book / Page | 001909 / 001675 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 1223320 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6111 WILLIAMS CIR CUNNINGHAM TN 370524922, CUNNINGHAM, TN 37052-4922 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 5, 2018 |
| Property Address | 6111 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0001179092 |
| Book / Page | 001834 / 002639 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 1179092 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6111 WILLIAMS CIR CUNNINGHAM TN 37052, CUNNINGHAM, TN 37052 |
| Document Number | 1179093 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 001834/002641 |
| Instrument | 1179093 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 4, 2038 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (-2.29%) | $120,000 (-2.28%) | $480,000 (-2.28%) Land $75,200 Building $404,800 |
| 2024 | $2,579.00 (+33.49%) | $122,800 (+90.02%) | $491,200 (+90.02%) Land $75,200 Building $416,000 |
| 2023 | $1,932.00 | $64,625 (-) | |
| 2022 | $1,932.00 | $64,625 | $258,500 Land $32,600 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
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