Montgomery County property record for 6123 Williams Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,348 sqft · built 2018 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,900 (Dec 2018) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158 40.11 |
| Primary APN | 158 40.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6123 WILLIAMS CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISION: DAVID H BUMPUS PROPERTY LOT: 7 PLAT BOOK 13 PAGE 898 LOTS 2,3,4,& 5 OF A DIVISION OF THE PLUMMER HODGES JR |
| Legal Subdivision | DAVID H BUMPUS PROP |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 101702 |
Source: Montgomery County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Intrafamily Transfer, Transfer |
| Oct 31, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage BELEM SERVICING |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE |
| Feb 11, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 6, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN MORTGAGE SERVICES |
| Jun 26, 2018 | Warranty Deed, Transfer · Loan Modification F & M BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 20181189498 |
| Deed Book / Page | 1851 / 2673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 29, 2025 |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 02471/2163 |
| Book / Page | 2471 / 2163 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 1527622 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 232 ROBERTA DR, HENDERSONVILLE, TN 37075-5322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02261/1557 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2261/1557 |
| Instrument | 1402818 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | WILLIAMS CIR |
| Document Number | 0000001911/0000000054 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 0000001911/0000000054 |
| Instrument | 1224139 |
| Name | BELEM SERVICING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 02051/2831 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2051/2831 |
| Instrument | 1295914 |
| Name | PATRIOT HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT GEORGE, UT 84770 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02186/2372 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2186/2372 |
| Instrument | 1363249 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 6, 2018 |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 01851/2673 |
| Book / Page | 1851 / 2673 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 1189498 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 0000001851/0000002675 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 0000001851/0000002675 |
| Instrument | 1189499 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 26, 2018 |
| Property Address | 6123 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922 |
| Document Number | 01820/1473 |
| Book / Page | 1820 / 1473 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 1170070 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172A INDUSTRIAL DR, CLARKSVILLE, TN 37040-6038 |
| Investor | Possibly a Property Investor |
| Document Number | 01820/1475 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 1820/1475 |
| Instrument | 1170071 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 1, 2019 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 | $124,425 (-) | $497,700 (-) Land $79,700 Building $418,000 |
| 2024 | $2,613.00 (+27.53%) | $124,425 (+81.58%) | $497,700 (+81.58%) Land $79,700 Building $418,000 |
| 2023 | $2,049.00 | $68,525 (-) | |
| 2022 | $2,049.00 | $68,525 | $274,100 Land $33,500 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
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