6108 Williams Cir, Cunningham, TN 37052 Property Records

Montgomery County property record for 6108 Williams Cir, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	4.25 ba · 3,896 sqft · built 1996
Lot Size	11.3 acres (492,664 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Dec 2021)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158 37.00`

Property Details

APN / Parcel Number

Primary APN	`158 37.00`
Alternative APNs	`158 03700 000` `69638`

Interior

Full Baths	4.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,896 sqft Living Area
Gross Area	6,733 sqft
1st Floor Area	2,332 sqft
Upper Floors Area	2,572 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	492,664 sqft (11.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	2,007 sqft
Driveway	Driveway
Driveway Area	1,560 sqft
Porch	Porch
Porch Area	830 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	6108 WILLIAMS CIR
City	CUNNINGHAM
State	TN
Zip	37052-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	UTLU IS ST2 ON DGU NOT GRU, DGU BRICKED, VALUE ADJ ACCORDIN GLY T-00 NEW AC IN V941-815 T-04 CHG SHAPE FACTOR & QUALITY TO
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2042
Census Tract	101702

Owner

6108 Williams Cir is owned and occupied by an individual who bought it in December 2021.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	6108 WILLIAMS CIR, CUNNINGHAM, TN 37052-4921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jun 18, 2010 · Amount on File
Deed Document Number	20211353461
Deed Book / Page	2166 / 2825
Prior Transfer Date	Jan 18, 2011
Prior Transfer Doc	001371/725
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 10, 2021
Property Address	6108 WILLIAMS CIR, CUNNINGHAM, TN 37052-4921
Document Number	02166/2825
Book / Page	2166 / 2825
Instrument Date	Dec 10, 2021
Instrument	1353461
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CLARKSVILLE TITLE AND ESCROW, CLARKSVILLE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0001353462
Date	Dec 10, 2021
Instrument	1353462

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6108 Williams Cir was $4,148.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00	$197,500 (-)	$790,000 (-) Land $160,500 Building $629,500
2024	$4,148.00 (+12.99%)	$197,500 (+60.86%)	$790,000 Land $160,500 Building $629,500
2023	$3,671.00	$122,775 (-)
2022	$3,671.00	$122,775	$491,100 Land $72,500 Building $418,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6108 Williams Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6108 Williams Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Spectrum, Verizon.

Nearby Properties on Williams Cir

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