6107 Williams Cir, Cunningham, TN 37052 Property Records

Montgomery County property record for 6107 Williams Cir, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,685 sqft · built 2018
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (May 2024)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158 40.07`

Property Details

APN / Parcel Number

Primary APN	`158 40.07`
Alternative APNs	`158 04007 000` `407620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Slab
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6107 WILLIAMS CIR
City	CUNNINGHAM
State	TN
Zip	37052-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUBDIVISION: DAVID H BUMPUS PROPERTY LOT: 2 PLAT BOOK 13 PAGE 898 SPLIT OFF OF 158-40 IN PLAT BOOK 13 PAGE 898-PLAT RECORDED
Legal Subdivision	DAVID H BUMPUS PROP
Legal Lot Number	2
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2066
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2021	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 12, 2017	Trustee's Deed, Construction Loan · Line of Credit PLANTERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	20241460849
Deed Book / Page	2369 / 1259
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922

Mortgage

Document Number	02463/5372
Date	Nov 4, 2025
Book Page	2463/5372
Instrument	1521354

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 6, 2021
Property Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Document Number	002079/580
Book / Page	2079 / 580
Map Reference	MB 13 PG 898
Instrument Date	Mar 31, 2021
Instrument	1309415
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, BANKERS T&E CLARKSVILLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Investor	Possibly a Property Investor

Mortgage

Document Number	0001309416
Date	Apr 6, 2021
Instrument	1309416

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 12, 2017
Property Address	6107 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Book / Page	001782 / 000412
Instrument Date	Dec 8, 2017
Instrument	1146777
Transaction Type	Construction Loan
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 DALE TER CLARKSVILLE TN 370426207, CLARKSVILLE, TN 37042-6207

Mortgage

Document Number	0001146777
Date	Dec 12, 2017
Book Page	001782/000412
Instrument	1146777

Lender

Name	PLANTERS BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+2.66%)	$116,825 (-)	$467,300 (-) Land $75,700 Building $391,600
2024	$3,493.00 (+134.74%)	$116,825 (+134.82%)	$467,300 (+134.82%) Land $75,700 Building $391,600
2023	$1,488.00	$49,750 (-)
2022	$1,488.00	$49,750	$199,000 Land $32,700 Building $166,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Spectrum, Verizon.

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