6103 Williams Cir, Cunningham, TN 37052 Property Records

Montgomery County property record for 6103 Williams Cir, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,104 sqft · built 1993
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Jun 2017)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158 40.01`

Property Details

APN / Parcel Number

Primary APN	`158 40.01`
Alternative APNs	`158 04001 000` `69641`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,248 sqft
Basement Area	1,568 sqft
Finished Basement	784 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	76,230 sqft (1.75 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6103 WILLIAMS CIR
City	CUNNINGHAM
State	TN
Zip	37052-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP P/U OPF, DELETE STOOP & PATIO T-01;P/U BSF & ADD 5% OTHER PHYS FOR INCOMPLETE
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2066
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTERA FCU
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20171124591
Deed Book / Page	1745 / 2733
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02315/2436
Date	Aug 2, 2023
Book Page	2315/2436
Instrument	1432040

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2028

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002243/765
Date	Aug 10, 2022
Book Page	2243/765
Instrument	1392749

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105/624
Date	Jun 21, 2021
Book Page	2105/624
Instrument	1322651

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 6, 2017
Property Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922
Document Number	1745/2733
Book / Page	1745 / 2733
Instrument Date	Jun 5, 2017
Instrument	1124591
Transaction Type	Transfer
Record Updated	Apr 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 WILLIAMS CIR, CUNNINGHAM, TN 37052-4922

Mortgage

Document Number	0001124592
Date	Jun 6, 2017
Book Page	1745/2736
Instrument	1124592

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00	$75,775 (-)	$303,100 (-) Land $75,000 Building $228,100
2024	$1,591.00 (+40.8%)	$75,775 (+100.46%)	$303,100 (+100.46%) Land $75,000 Building $228,100
2023	$1,130.00	$37,800 (-)
2022	$1,130.00	$37,800	$151,200 Land $32,600 Building $118,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Spectrum, Verizon.

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