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605 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 605 Bertch Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1909
Lot Size0.087 acres (3,780 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jan 2024)
Tax Bill$2,158 (2025)
Deeds & MortgagesJan 2024 Mortgage
Feb 2023 Sale
Flood ZoneZone X (minimal risk)
APN8913-35-128-008

Property Details

APN / Parcel Number

Primary APN8913-35-128-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,280 sqft Living Area
1st Floor Area572 sqft
Basement Area684 sqft
Unfinished Basement684 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,780 sqft (0.087 acres)
Lot Dimensions108 ft deep x 35 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address605 BERTCH AVE
CityWATERLOO
StateIA
Zip50702-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALTIMORE ADDITION E 35 FT LOTS 6 AND 7 BLK 1
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBALTIMORE ADDITION
Legal Block1
Legal Lot Number6,7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1001
Census Tract1100

Owner

Source: Black Hawk County records · APN 8913-35-128-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 BERTCH AVE, WATERLOO, IA 50702-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Feb 10, 2023Warranty Deed, Transfer
TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleFeb 10, 2023 · Amount on Record
Deed Document Number20248932
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address605 BERTCH AVE, WATERLOO, IA 50702-3228
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 ACKERMANT ST, WATERLOO, IA 50703-2302

Mortgage

Document Number202400008933
DateJan 12, 2024
Instrument202400008933
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Address360 WESTFIELD AVE # 6, WATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 10, 2023
Property Address605 BERTCH AVE, WATERLOO, IA 50702-3228
Document Number202300011272
Instrument DateFeb 06, 2023
Instrument202300011272
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
Tax$71.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 BERTCH AVE, WATERLOO, IA 50702-3228

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,158.00$109,020 (+9.6%) Land $10,350 Building $98,670$109,020 (+9.6%) Land $10,350 Building $98,670
2024$2,158.00 (+47%)
2023$99,470 (+31.38%) Land $10,350 Building $89,120$99,470 (+31.38%) Land $10,350 Building $89,120
2022$1,468.00 Homeowner's exemption$75,710 Land $10,350 Building $65,360
2021$75,710 Land $10,350 Building $65,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber		10,000 / 10,000
Metronet Holdings
Fiber		5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50

May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.

Based on FCC filings for 734 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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