619 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 619 Bertch Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 534 sqft · built 1926
Lot Size	0.061 acres (2,646 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Sep 2025)
Tax Bill	$902 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-128-007`

Property Details

APN / Parcel Number

Primary APN	`8913-35-128-007`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	534 sqft Living Area
1st Floor Area	534 sqft
Basement Area	534 sqft
Finished Basement	150 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,646 sqft (0.061 acres)
Lot Dimensions	54 ft deep x 49 ft wide
Pool Area	160 sqft
Patio Area	195 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	619 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE ADDITION ALL LOT 5 BLK 1 EXC E 82 FT
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-128-007

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	619 BERTCH AVE, WATERLOO, IA 50702-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Sep 11, 2025 · Amount on Record
Deed Document Number	202513367
Prior Transfer Date	Jul 06, 2023
Prior Transfer Doc	0000001477
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 11, 2025
Property Address	619 BERTCH AVE, WATERLOO, IA 50702-3228
Document Number	0202513367
Instrument Date	Sep 08, 2025
Instrument	2025-13367
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	619 BERTCH AVE, WATERLOO, IA 50702-3228

Mortgage

Document Number	0202513368
Date	Sep 11, 2025
Instrument	2025-13368

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2035
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 Homeowner's exemption	$70,340 (+7.36%) Land $9,080 Building $61,260	$70,340 (+7.36%) Land $9,080 Building $61,260
2024	$902.00 (-22.51%)
2023		$65,520 Land $9,080 Building $56,440	$65,520 Land $9,080 Building $56,440
2022	$1,164.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010, other causes, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.