Black Hawk County property record for 414 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 901 sqft · built 1930 |
| Lot Size | 0.074 acres (3,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Aug 2024) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-130-003 |
| Primary APN | 8913-35-130-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 901 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,240 sqft (0.074 acres) |
| Lot Dimensions | 54 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 414 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAYS ADDITION W 60 FT LOT 1 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | FAYS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-130-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| May 03, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| May 03, 2018 | Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Aug 23, 2023 · Amount on Record |
| Deed Document Number | 20242658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 23, 2023 |
| Property Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Document Number | 202400002658 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202400002658 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Document Number | 202400002659 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 202400002659 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800017909 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 201800017909 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 03, 2018 |
| Property Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Document Number | 201800017907 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 201800017907 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 BERTCH AVE, WATERLOO, IA 50702-3617 |
| Document Number | 201800017908 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 201800017908 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,668.00 | $83,490 (+11.74%) Land $11,120 Building $72,370 | $83,490 (+11.74%) Land $11,120 Building $72,370 |
| 2024 | $1,668.00 (+50.27%) | ||
| 2023 | $74,720 (+25.83%) Land $11,120 Building $63,600 | $74,720 (+25.83%) Land $11,120 Building $63,600 | |
| 2022 | $1,110.00 Homeowner's exemption | $59,380 Land $11,120 Building $48,260 | |
| 2021 | $59,380 Land $11,120 Building $48,260 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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