Black Hawk County property record for 323 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 802 sqft · built 1942 |
| Lot Size | 0.105 acres (4,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,000 (May 2007) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-104-007 |
| Primary APN | 8913-35-104-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 802 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Basement Area | 802 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,572 sqft (0.105 acres) |
| Lot Dimensions | 127 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 323 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN HALL ADDITION LOT 7 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BROWN HALL ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-104-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2007 · Amount on Record |
| Deed Sale | May 25, 2007 · Amount on Record |
| Deed Document Number | 200725036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 323 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900005189 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 201900005189 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 112 Months |
| Due | Jan 01, 2028 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 Homeowner's exemption | $124,040 (+8.69%) Land $11,350 Building $112,690 | $124,040 (+8.69%) Land $11,350 Building $112,690 |
| 2024 | $2,254.00 (+25.64%) | ||
| 2023 | $114,120 (+26.03%) Land $11,350 Building $102,770 | $114,120 (+26.03%) Land $11,350 Building $102,770 | |
| 2022 | $1,794.00 Homeowner's exemption | $90,550 Land $11,350 Building $79,200 | |
| 2021 | $90,550 Land $11,350 Building $79,200 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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