801 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 801 Bertch Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,562 sqft · built 1927
Lot Size	0.21 acres (9,144 sqft)
Owner	Individual on Record
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Jan 2020 Refinance Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-35-201-016`

Property Details

APN / Parcel Number

Primary APN	`8913-35-201-016`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	554 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,144 sqft (0.21 acres)
Lot Dimensions	127 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	801 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION LOT 8 BLK 3 W 18 FT LOT 9 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	3
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	801 BERTCH AVE, WATERLOO, IA 50702-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	801 BERTCH AVE, WATERLOO, IA 50702-3232
Transaction Type	Mortgage
Record Updated	Feb 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012900
Date	Jan 21, 2020
Instrument	202000012900

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	801 BERTCH AVE, WATERLOO, IA 50702-3232
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007743
Date	Nov 14, 2018
Instrument	201900007743

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	290 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 Homeowner's exemption	$148,630 (+6.61%) Land $22,700 Building $125,930	$148,630 (+6.61%) Land $22,700 Building $125,930
2024	$2,506.00 (+10.4%)
2023		$139,410 (+24.23%) Land $22,700 Building $116,710	$139,410 (+24.23%) Land $22,700 Building $116,710
2022	$2,270.00 Homeowner's exemption	$112,220 Land $22,700 Building $89,520
2021			$112,220 Land $22,700 Building $89,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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