Black Hawk County property record for 712 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Barber/Hair Salon |
|---|---|
| Details | 1,161 sqft · built 1949 |
| Lot Size | 0.046 acres (1,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jan 2025) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-133-002 |
| Primary APN | 8913-35-133-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,161 sqft Gross Area |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Shingle |
| Lot Area | 1,998 sqft (0.046 acres) |
| Lot Dimensions | 54 ft deep x 37 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 2 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 712 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3231 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Barber/Hair Salon |
| Legal Description | BALTIMORE ADDITION E 37 FT LOT 10 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BALTIMORE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-133-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 N HIGHLAND DR, CEDAR FALLS, IA 50613-1777 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Deed Document Number | 20251392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 BERTCH AVE, WATERLOO, IA 50702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800005963 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 2018-00005963 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Amount | Amount Recorded |
|---|
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 | $57,310 (-) Land $4,000 Building $53,310 | $57,310 (-) Land $4,000 Building $53,310 |
| 2024 | $1,244.00 (+19.85%) | ||
| 2023 | $57,310 (+21.32%) Land $4,000 Building $53,310 | $57,310 (+21.32%) Land $4,000 Building $53,310 | |
| 2022 | $1,038.00 | $47,240 Land $3,000 Building $44,240 | |
| 2021 | $47,240 Land $3,000 Building $44,240 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010, other causes, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 734 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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