6048 Ray Ln, Florence, MT 59833 Property Records

Missoula County property record for 6048 Ray Ln, Florence, MT 59833

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,662 sqft · built 2003
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$241,200 (Feb 2004)
Tax Bill$6,518 (2025)
Deeds & MortgagesJun 2026 Transfer
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0481247

Property Details

APN / Parcel Number

Primary APNR0481247
Alternative APNs
  • 04-1975-14-2-08-10-0000
  • 0003762407
  • 3762407

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,662 sqft Living Area
Gross Area3,171 sqft
1st Floor Area1,512 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,560 sqft
View / LotRural
Garage TypeAttached
Garage Area509 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area180 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0003762407
Street Address6048 RAY LN
CityFLORENCE
StateMT
Zip59833-6021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionTIMBERLINE TRAIL ESTATES, S14, T11 N, R20 W, LOT 008
Legal Range20W
Legal Township11N
Legal Section14
Legal SubdivisionTIMBERLINE TRAIL ESTATES
Legal Block1
Legal Lot Number8
JurisdictionMISSOULA MT
Township / Civil DivisionLOLO
Census Block Group1
Census Block1027
Census Tract1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address119 AMBER CT, A, MISSOULA, MT 59803-2603
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2004 · Amount on Record
Deed SaleFeb 23, 2004 · Amount on Record
Prior SaleNov 25, 2002 · Amount on Record
Deed Document Number20044660
Deed Book / Page726 / 1362
Last Transfer DateJun 15, 2026
Transfer Doc0000008917
Record UpdatedOct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMISSOULA MT
Recording DateJun 17, 2026
Property Address6048 RAY LN, FLORENCE, MT 59833-6021
Document Number0000008917
Book / Page1129 / 780
Instrument DateJun 15, 2026
Instrument20268917
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 AMBER CT, MISSOULA, MT 59803-2603

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address6048 RAY LN, FLORENCE, MT 59833-6021
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010491266
DateFeb 18, 2021
Book Page1049/1266
Instrument202104336
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Unified School DistrictFlorence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$880,500 (-) Land $208,500 Building $672,000$880,500 (-) Land $208,500 Building $672,000
2025$6,518.00 (+18.12%)$880,500 (+46.51%) Land $208,500 Building $672,000$880,500 (+46.51%) Land $208,500 Building $672,000
2023$5,518.00$601,000$601,000 Land $108,800 Building $492,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CIS
Fixed Wireless
1,000 / 1,000
Rocky Mountain Internet
Fixed Wireless
350 / 100

Nearby Properties on Ray Ln

Nearby Streets

Search Property Records by Address or Parcel Number