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5960 Ray Ln, Florence, MT 59833 Property Records

Missoula County property record for 5960 Ray Ln, Florence, MT 59833 · Last verified November 2025

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,400 sqft · built 2003
Lot Size1 acres (43,560 sqft)
Owner2 Owner Names on File
Tax Bill$5,719 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR0481244

Property Details

APN / Parcel Number

Primary APNR0481244
Alternative APNs
  • 04-1975-14-2-08-07-0000
  • 0003762109
  • 3762109

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area1,224 sqft
2nd Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area988 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area216 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0003762109
Old Parcel Number3762109
Street Address5960 RAY LN
CityFLORENCE
StateMT
Zip59833-6042
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTIMBERLINE TRAIL ESTATES, S14, T11 N, R20 W, LOT 005
Legal Range20W
Legal Township11N
Legal Section14
Legal QuarterNW
Legal SubdivisionTIMBERLINE TRAIL ESTATES
Legal Lot Number5
JurisdictionMISSOULA MT
Township / Civil DivisionLOLO
Census Block Group1
Census Block1027
Census Tract1502

Owner

Source: Missoula County records · APN R0481244

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5960 RAY LN, FLORENCE, MT 59833-6042
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 25, 2019Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2004
Deed SaleMay 28, 2004
Prior SaleDec 20, 2002
Deed Document Number0000733383
Deed Book / Page733 / 383
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address5960 RAY LN, FLORENCE, MT 59833-6042
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010621211
DateSep 07, 2021
Book Page1062/1211
Instrument202122481
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address5960 RAY LN, FLORENCE, MT 59833-6042
Document Number0010110854
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5960 RAY LN FLORENCE MT 598336042, FLORENCE, MT 59833-6042

Mortgage

Document Number0010110854
DateMay 01, 2019
Book Page001011/000854
Instrument5919
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term264 Months
DueApr 30, 2041

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Unified School DistrictFlorence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,719.00 (+2.27%)$787,700 (+29.3%)$787,700 (+29.3%) Land $208,500 Building $579,200
2023$5,592.00$609,200$609,200 Land $108,800 Building $500,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300630015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 51% of Montana
Wildfire LikelihoodAbout 1 in 382 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Centric Integrated SystemsFixed Wireless (unlicensed)1,000 / 1,000
Rocky Mountain InternetFixed Wireless (licensed-by-rule)350 / 100
Ravalli Electric CooperativeFixed Wireless (unlicensed)32 / 32

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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