5893 Ray Ln, Florence, MT 59833 Property Records

Missoula County property record for 5893 Ray Ln, Florence, MT 59833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,583 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,300 (Jun 2014)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R0481242`

Property Details

APN / Parcel Number

Primary APN	`R0481242`
Alternative APNs	`04-1975-14-2-08-05-0000` `0003761905` `3761905`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,583 sqft Living Area
Gross Area	3,521 sqft
1st Floor Area	2,151 sqft
Upper Floors Area	432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	938 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	168 sqft
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0003761905
Street Address	5893 RAY LN
City	FLORENCE
State	MT
Zip	59833-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	TIMBERLINE TRAIL ESTATES, S14, T11 N, R20 W, LOT 003
Legal Range	20W
Legal Township	11N
Legal Section	14
Legal Subdivision	TIMBERLINE TRAIL ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1028
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5983 RAY LN, FLORENCE, MT 59833-6042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY 1 LENDING INC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Prior Sale	Dec 17, 2008 · Amount on Record
Deed Document Number	20147777
Deed Book / Page	929 / 700
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	0008300998
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	5893 RAY LN, FLORENCE, MT 59833-6009
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5893 RAY LN, FLORENCE, MT 59833-6009

Mortgage

Document Number	0011201090
Date	Oct 27, 2025
Book Page	1120/1090
Instrument	202517902

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company
Address	LIVONIA, MI 48150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	5893 RAY LN, FLORENCE, MT 59833-6009
Document Number	0010110678
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5893 RAY LN FLORENCE MT 598336009, FLORENCE, MT 59833-6009

Mortgage

Document Number	0010110678
Date	Apr 29, 2019
Book Page	001011/000678
Instrument	5743

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Florence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,500 (-) Land $208,500 Building $562,000	$770,500 (-) Land $208,500 Building $562,000
2025	$5,528.00 (+10.05%)	$770,500 (+41.07%) Land $208,500 Building $562,000	$770,500 (+41.07%) Land $208,500 Building $562,000
2024	$5,023.00 (+0.18%)
2023	$5,014.00	$546,200	$546,200 Land $108,800 Building $437,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CIS Fixed Wireless	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100
Grizzly Broadband Fixed Wireless	32 / 32

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures