Missoula County property record for 5827 Ray Ln, Florence, MT 59833 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,771 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0481241 |
| Primary APN | R0481241 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,512 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0003761809 |
|---|---|
| Old Parcel Number | 3761809 |
| Street Address | 5827 RAY LN |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TIMBERLINE TRAIL ESTATES, S14, T11 N, R20 W, LOT 002 |
| Legal Range | 20W |
| Legal Township | 11N |
| Legal Section | 14 |
| Legal Quarter | NW |
| Legal Subdivision | TIMBERLINE TRAIL ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1502 |
Source: Missoula County records · APN R0481241
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5827 RAY LN, FLORENCE, MT 59833-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 5827 RAY LN, FLORENCE, MT 59833-6009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5827 RAY LN, FLORENCE, MT 59833-6009 |
| Document Number | 0010731347 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 1073/1347 |
| Instrument | 202206189 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 851 Months |
| Due | Feb 28, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,771.00 (+0.59%) | $794,770 (+27.17%) | $794,770 (+27.17%) Land $208,500 Building $586,270 |
| 2023 | $5,737.00 | $624,980 | $624,980 Land $108,800 Building $516,180 |
Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300630015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 543 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Centric Integrated Systems | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Rocky Mountain Internet | Fixed Wireless (licensed-by-rule) | 350 / 100 |
| Ravalli Electric Cooperative | Fixed Wireless (unlicensed) | 32 / 32 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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