604 Via Espiritu, San Clemente, CA 92672 Property Records

Orange County property record for 604 Via Espiritu, San Clemente, CA 92672

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,831 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Jan 2024)
Tax Bill	$12,052 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-074-84`

Property Details

APN / Parcel Number

Primary APN	`930-074-84`
Alternative APN	`688-111-15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Garage Type	Carport
Garage Area	469 sqft
Carport	Carport
Carport Area	469 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	604 VIA ESPIRITU
City	SAN CLEMENTE
State	CA
Zip	92672-6001
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12283 BLK LOT 2 UN 66 TR 12283 LOT 2 UNIT 66 OF PROJECT LOCATED ON AP
Legal Subdivision	VILLAGIO
Legal Tract	12283
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 12, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 8, 2019	Quit Claim Deed, Transfer SERVICELINK
Apr 19, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	20248348
Prior Transfer Date	Aug 6, 1993
Prior Transfer Doc	0000592944
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 14, 2026
Property Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Document Number	0000107356
Instrument Date	Apr 7, 2026
Instrument	2026107356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001

Mortgage

Document Number	0000107356,
Date	Apr 14, 2026
Instrument	2026107356

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2024
Property Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Document Number	0000008348
Map Reference	MB 540 PG 6-13
Instrument Date	Aug 12, 2023
Instrument	2024000008348
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	CLEARMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001

Mortgage

Document Number	0000008349
Date	Jan 12, 2024
Instrument	2024000008349

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2019
Property Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Document Number	0000390500
Map Reference	MB 540 PG 6-13
Instrument Date	Sep 29, 2019
Instrument	2019000390500
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001

Mortgage

Document Number	0000390501
Date	Oct 8, 2019
Instrument	2019000390501

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2019
Property Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Document Number	0000390502
Instrument Date	Sep 29, 2019
Instrument	390502
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	604 VIA ESPIRITU SAN CLEMENTE CA 926726001, SAN CLEMENTE, CA 92672-6001

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2018
Property Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001
Document Number	0000140201
Map Reference	MB540 PG6-13
Instrument Date	Mar 16, 2018
Instrument	2018000140201
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6001

Mortgage

Document Number	0000140202
Date	Apr 19, 2018
Instrument	2018000140202

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,217,268 (+2%) Land $1,025,502 Building $191,766
2025	$12,052.00 (+244.34%)	$1,193,400 (+253.46%) Land $1,005,394 Building $188,006
2024	$3,500.00 (+4.29%)
2023	$3,356.00 (+1.98%) Homeowner's exemption	$337,636 Land $184,597 Building $153,039
2022	$3,291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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