602 First Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 602 First Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1972
Lot Size	0.247 acres (10,798 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Jun 2022)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9557-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9557-2`
Alternative APN	`00-2S-22-1360-0080-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Heated Area
Gross Area	2,011 sqft
1st Floor Area	1,543 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,798 sqft (0.247 acres)
Lot Width	75 ft Width
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	602 FIRST AVE
City	DESTIN
State	FL
Zip	32541-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF KELLYS ADD TO DESTIN LOT 8 BLK 8
Legal Range	22
Legal Township	02S
Legal Subdivision	KELLYS ADD
Legal Block	8
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1013
Census Tract	23306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 FIRST AVE, DESTIN, FL 32541-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	3558247
Deed Book / Page	3628 / 1173
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 17, 2022
Property Address	602 FIRST AVE, DESTIN, FL 32541-1703
Document Number	0036281173
Book / Page	3628 / 1173
Map Reference	MB 2 PG 62
Instrument Date	Jun 16, 2022
Instrument	3558247
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	584 STONE TABLE BLVD APT 130, 584, PLAINFIELD, IN 46168-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 FIRST AVE, DESTIN, FL 32541-1703

Mortgage

Document Number	0036281175
Date	Jun 17, 2022
Instrument	3628/1175

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,564.00 (+1.42%) Homeowner's exemption	$340,047 (+2.19%) Land $145,583 Building $194,464	$340,047 (+2.19%) Land $145,583 Building $194,464
2023	$3,514.00 (+70.42%) Homeowner's exemption	$332,746 (+52.4%) Land $132,096 Building $200,650	$332,746 (+12%) Land $132,096 Building $200,650
2022	$2,062.00 Homeowner's exemption	$218,335	$297,086 Land $120,087 Building $176,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20