Okaloosa County property record for 514 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1996 |
| Lot Size | 0.496 acres (21,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,800 (Apr 2005) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9569-7 |
| Primary APN | C56-000-589-9569-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,864 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 21,596 sqft (0.496 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 514 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 2 & 3 BLK 9 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 9 |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 26, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 26, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on Record |
| Deed Sale | Apr 11, 2005 · Amount on Record |
| Deed Document Number | 20052211829 |
| Deed Book / Page | 2608 / 2665 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0003831884 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 6, 2026 |
| Property Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0003831884 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20263831884 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0036182240 |
| Book / Page | 3618 / 2240 |
| Map Reference | MB 2 PG 64 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 3545349 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 FIRST AVE, 514, DESTIN, FL 32541-1702 |
| Name | Verified Name |
|---|---|
| Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0036182238 |
| Book / Page | 3618 / 2238 |
| Map Reference | MB 2 PG 64 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 3545348 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 LEE LN, 405, DESTIN, FL 32541-1948 |
| Name | Verified Name |
|---|---|
| Address | 514 FIRST AVE, DESTIN, FL 32541-1702 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,292.00 (+5.78%) Homeowner's exemption | $317,003 (+5.99%) | $567,409 (+4.91%) Land $291,167 Building $276,242 |
| 2023 | $3,112.00 (+2.5%) Homeowner's exemption | $299,096 (+3%) | $540,833 (+9.13%) Land $264,192 Building $276,641 |
| 2022 | $3,036.00 Homeowner's exemption | $290,384 | $495,598 Land $240,175 Building $255,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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