606 First Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 606 First Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,512 sqft · built 1968
Lot Size0.248 acres (10,798 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Mar 2018)
Tax Bill$1,594 (2025)
Deeds & MortgagesMar 2018 Transfer
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-9556-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-9556-4
Alternative APNs
  • 00-2S-22-1360-0080-0060
  • 22S200136000800060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area1,746 sqft
1st Floor Area1,512 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,798 sqft (0.248 acres)
Lot Width150 ft Width
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemConvection
Heating FuelGas

Location & Zoning

Street Address606 FIRST AVE
CityDESTIN
StateFL
Zip32541-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOT 6 BLK 8
Legal SubdivisionRESUB OF KELLYS ADD
Legal Block8
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1013
Census Tract23306

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 FIRST AVE, DESTIN, FL 32541-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2018Affidavit of Death, Transfer
MCGILL ESCROW AND TITLE LLC
Mar 21, 2018Warranty Deed, Transfer · Conventional Mortgage
EGLIN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2018 · Amount on Record
Deed SaleMar 21, 2018 · Amount on Record
Prior SaleNov 8, 2004 · Amount on Record
Deed Document Number20183195484
Deed Book / Page3342 / 558
Record UpdatedOct 29, 2026

March 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionOKALOOSA FL
Recording DateMar 21, 2018
Property Address606 FIRST AVE, DESTIN, FL 32541-1703
Document Number0033420557
Book / Page003342 / 000557
Instrument DateMar 16, 2018
Instrument3195483
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyMCGILL ESCROW AND TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 LUKA RD CHEROKEE AL 35616, CHEROKEE, AL 35616

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 21, 2018
Property Address606 FIRST AVE, DESTIN, FL 32541-1703
Document Number0033420558
Book / Page3342 / 0558
Map ReferenceMB2 PG62
Instrument DateMar 16, 2018
Instrument3195484
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMCGILL ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 LUKA RD, 300, CHEROKEE, AL 35616

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 FIRST AVE, DESTIN, FL 32541-1703

Mortgage

Document Number0003195485
DateMar 21, 2018
Instrument3195485
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,594.00 (+6.48%) Homeowner's exemption$173,669 (+5.99%)$273,554 (+5.5%) Land $145,583 Building $127,971
2023$1,497.00 (+2.96%) Homeowner's exemption$163,859 (+3%)$259,298 (+8.23%) Land $132,096 Building $127,202
2022$1,454.00 Homeowner's exemption$159,086$239,580 Land $120,087 Building $119,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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