Okaloosa County property record for 604 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,127 sqft · built 2007 |
| Lot Size | 0.247 acres (10,798 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,842 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-6526-1 |
| Primary APN | C56-000-598-6526-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,127 sqft Heated Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,127 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,798 sqft (0.247 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Finished |
| Garage Area | 424 sqft |
| Porch | Open Porch |
| Porch Area | 233 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 604 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 7 BLK 8 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS ADD |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 23306 |
604 First Ave is owned by two individuals who acquired it in March 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 606 FIRST AVE, DESTIN, FL 32541-1703 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 |
| Deed Sale | Mar 10, 2020 |
| Deed Document Number | 0034491107 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 604 First Ave was $3,842.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,842.00 | $329,989 Land $145,583 Building $184,406 | $329,989 Land $145,583 Building $184,406 |
| 2023 | $3,436.00 (+9.32%) | $315,256 (+10.71%) Land $132,096 Building $183,160 | $315,256 (+10.71%) Land $132,096 Building $183,160 |
| 2022 | $3,143.00 | $284,759 Land $120,087 Building $164,672 | $284,759 Land $120,087 Building $164,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 First Ave in Zone X, an area of minimal flood risk, though there have been 73 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 First Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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