609 First Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 609 First Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1967
Lot Size0.6 acres (26,160 sqft)
Owner2 Individual Names on File
Last Sale$14,000 (Apr 1966)
Tax Bill$1,027 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-9628-1

Property Details

APN / Parcel Number

Primary APNC56-000-589-9628-1
Alternative APN
  • 00-2S-22-1361-0012-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,325 sqft Heated Area
Gross Area2,303 sqft
1st Floor Area1,325 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area26,160 sqft (0.6 acres)
Lot Width145 ft Width
PorchOpen Porch
Porch Area582 sqft
Utility Building396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address609 FIRST AVE
CityDESTIN
StateFL
Zip32541-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD DESTIN LOTS 9 & 10 BLK 12
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block12
Legal Lot Number9,10 10
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9628-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address609 FIRST AVE, DESTIN, FL 32541-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 1966 · Amount on Record
Deed SaleApr 12, 1966 · Amount on Record
Deed Document Number0000397443
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00 (+7.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$135,828 (+5.99%)$389,952 (+5.76%) Land $218,375 Building $171,577
2023$951.00 (-1.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$128,155 (+3%)$368,711 (+8.33%) Land $198,144 Building $170,567
2022$970.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$124,422$340,369 Land $180,131 Building $160,238

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 96 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
76 of 96 on primary residences
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 16 claims
  • Hurricane Frances (Sep 2004), 20 claims
  • Hurricane Opal (Oct 1995), 21 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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