Okaloosa County property record for 513 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,798 sqft · built 1998 |
| Lot Size | 0.273 acres (11,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Apr 2021) |
| Tax Bill | $5,462 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9616-6 |
| Primary APN | C56-000-589-9616-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 3,979 sqft |
| 1st Floor Area | 2,798 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,898 sqft (0.273 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Porch | Open/Unfinished Porch |
| Porch Area | 1,480 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 513 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD LOT 5 BLK 11 |
| Legal Subdivision | KELLYS 3RD ADD |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 FIRST AVE, DESTIN, FL 32541-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 20213448208 |
| Deed Book / Page | 3540 / 4577 |
| Prior Transfer Date | Apr 17, 2021 |
| Prior Transfer Doc | 0035404595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 513 FIRST AVE, DESTIN, FL 32541-1745 |
| Document Number | 0035404595 |
| Book / Page | 3540 / 4595 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 3448210 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8062 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 513 FIRST AVE, DESTIN, FL 32541-1745 |
| Document Number | 0035404577 |
| Book / Page | 3540 / 4577 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 3448208 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3911 ROLLINS RD, 3911, ZACHARY, LA 70791-2996 |
| Name | Verified Name |
|---|---|
| Address | 221 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8062 |
| Investor | Possibly a Property Investor |
| Document Number | 35404579 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 3540/4579 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,462.00 (+2.36%) Homeowner's exemption | $500,272 (+3.09%) Land $145,583 Building $354,689 | $500,272 (+3.09%) Land $145,583 Building $354,689 |
| 2023 | $5,336.00 (-2.04%) Homeowner's exemption | $485,283 (+7.36%) Land $132,096 Building $353,187 | $485,283 (+7.36%) Land $132,096 Building $353,187 |
| 2022 | $5,447.00 | $452,006 Land $120,087 Building $331,919 | $452,006 Land $120,087 Building $331,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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