Rowan County property record for 602 2nd St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,917 sqft Living Area |
| Lot Size | 7,250 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,500 (2018) |
| Tax Bill | $1,553.00 (2023) |
| Primary APN | 035 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 1,922 sqft Gross Area |
| 1st Floor | 1,322 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 7,250 sqft (0.166 acres) |
| Depth X Width | 145 ft x 50 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 196 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 706520 |
|---|---|
| Old Parcel Number | 035 011 |
| Street Address | 602 2ND ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L15 BLK 5 OAKLAND PARK |
| Legal Subdivision | OAKLAND |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 011
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 602 2ND ST, SPENCER, NC 28159-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Doc Number | 0001316429 |
| Deed Book / Page | 1316 / 429 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 602 2ND ST, SPENCER, NC 28159-2327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0014190823 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 1419/823 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 602 2ND ST, SPENCER, NC 28159-2327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0013980110 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 1398/110 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 602 2ND ST, SPENCER, NC 28159-2327 |
| Document Number | 0013160429 |
| Book / Page | 1316 / 0429 |
| Map Reference | MB 9995 PG 72 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1028 NE 13TH ST, 1028, OCALA, FL 34470-5410 |
| Name | Verified Name |
|---|---|
| Address | 602 2ND ST, SPENCER, NC 28159-2327 |
| Document Number | 13160430 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 1316/0430 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Number | 0013160431 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 1316/0431 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,553.00 | $137,510 Land $19,200 Building $118,310 | $137,510 Land $19,200 Building $118,310 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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