605 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 605 2nd St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,228 sqft · built 1925
Lot Size	0.24 acres (10,335 sqft)
Owner	Individual Name on File
Last Sale	$76,800 (Mar 2026)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Mar 2026 Sale Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033 292`

Property Details

APN / Parcel Number

Primary APN	`033 292`
Alternative APN	`6310086`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	10,335 sqft (0.24 acres)
Lot Dimensions	195 ft deep x 53 ft wide
Porch	Porch
Porch Area	314 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	605 2ND ST
City	SPENCER
State	NC
Zip	28159-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L12 & PT 11 BLK 5 DR. WHITEHEAD ADDITION
Legal Subdivision	WHITEHEAD ADDITION
Legal Block	5
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2005
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2432 OAK LEIGH DR, CHARLOTTE, NC 28262-9106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Special Warranty Deed, Transfer
Jan 9, 2026	Trustee's Deed, Foreclosure
Mar 6, 2020	Warranty Deed, Transfer · FHA Mortgage CITY FIRST MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Jan 9, 2026 · Amount on Record
Deed Book / Page	1479 / 65
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	0011700748
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 13, 2026
Property Address	605 2ND ST, SPENCER, NC 28159-2326
Document Number	0014790065
Book / Page	1479 / 65
Instrument Date	Mar 4, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 OAK LEIGH DR, CHARLOTTE, NC 28262-9106

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 9, 2026
Property Address	605 2ND ST, SPENCER, NC 28159-2326
Document Number	0014750715
Book / Page	1475 / 715
Map Reference	MB 28
Instrument Date	Jan 8, 2026
Transaction Type	Foreclosure
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$159.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 6, 2020
Property Address	605 2ND ST, SPENCER, NC 28159-2326
Document Number	0013440714
Book / Page	1344 / 714
Map Reference	PG 28
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 2ND ST, SPENCER, NC 28159-2326

Mortgage

Document Number	13440715
Date	Mar 6, 2020
Instrument	1344/0715

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00	$122,981 (-) Land $19,000 Building $103,981
2023	$1,389.00	$122,981 Land $19,000 Building $103,981	$122,981 Land $19,000 Building $103,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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