608 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 608 2nd St, Spencer, NC 28159 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,513 sqft Living Area
Lot Size14,500 sqft (0.33 acres)
Garage420 sqft
OccupancyOwner Occupied
Last Sale$135,000 (2018)
Tax Bill$2,570.00 (2025)

Property Details

APN / Parcel Number

Primary APN035 005
Alternative APN
  • 707633

Interior

Full Baths2 Baths
Building Area1,513 sqft Living Area
1st Floor1,513 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl Exterior
Lot Area14,500 sqft (0.33 acres)
Depth X Width145 ft x 100 ft Depth x Width
Garage Area420 sqft Garage
Deck Area144 sqft Deck
Porch1 Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address608 2ND ST
CitySPENCER
StateNC
Zip28159-2327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL9-10 BLK 5 OAKLAND PARK
Legal SubdivisionMAP OF OAKLAND PARK
Legal Block5
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup2
Census Block2010
Census Tract50700

Owner

Source: Rowan County records · APN 035 005

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address608 2ND ST, SPENCER, NC 28159-2327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU
Nov 29, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 03, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Prior SaleOct 03, 2018 · Amount on Record
Deed Book / Page1319 / 500
Prior Transfer DateNov 28, 2014
Prior Transfer Doc0012450054
Record RefreshedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address608 2ND ST, SPENCER, NC 28159-2327
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012950812
DateAug 31, 2017
Book Page1295/0812
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 29, 2018
Property Address608 2ND ST, SPENCER, NC 28159-2327
Document Number0013190500
Book / Page1319 / 0500
Map ReferenceMB 9995 PG 72
Instrument DateNov 01, 2018
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2212 E WILLIAMS FIELD RD STE 215, 2212, GILBERT, AZ 85295-0774

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 2ND ST, SPENCER, NC 28159-2327

Mortgage

Document Number13190501
DateNov 29, 2018
Instrument1319/0501
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Mortgage

Document Number0013190502
DateNov 29, 2018
Book Page1319/0502
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 03, 2018
Property Address608 2ND ST, SPENCER, NC 28159-2327
Document Number0013160724
Book / Page001316 / 000724
Instrument DateOct 02, 2018
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$235.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2212 E WILLIAMS FIELD RD #215 GILBERT AZ 852950774, 215, GILBERT, AZ 85295-0774
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,570.00$227,459 (-) Land $28,800 Building $198,659
2023$2,570.00$227,459 Land $28,800 Building $198,659$227,459 Land $28,800 Building $198,659

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 2nd St

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