Rowan County property record for 512 2nd St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,851 sqft · built 1904 |
| Lot Size | 0.33 acres (14,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jan 2026) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035 015 |
| Primary APN | 035 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| 1st Floor Area | 1,851 sqft |
| Basement Area | 185 sqft |
| Unfinished Basement | 185 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Lot Area | 14,500 sqft (0.33 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 400 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 512 2ND ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L8-9 BLK 4 OAKDALE PARK |
| Legal Subdivision | OAKDALE PARK SUBDIVISION |
| Legal Block | 4 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 015
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK |
| Nov 12, 2021 | Intrafamily Transfer, Transfer |
| Sep 01, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2026 · Amount on Record |
| Deed Sale | Jan 06, 2026 · Amount on Record |
| Prior Sale | Sep 01, 2021 · Amount on Record |
| Deed Book / Page | 1475 / 530 |
| Prior Transfer Date | Oct 27, 2021 |
| Prior Transfer Doc | 0013880648 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 06, 2026 |
| Property Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Document Number | 0014750530 |
| Book / Page | 1475 / 530 |
| Map Reference | PG 72 |
| Instrument Date | Jan 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Name | Verified Name |
|---|---|
| Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Document Number | 0001475531 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 1475/531 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 12, 2021 |
| Property Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Document Number | 0013880648 |
| Book / Page | 1388 / 648 |
| Map Reference | PG 72 |
| Instrument Date | Oct 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 69, NOBLETON, FL 34661-0069 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 01, 2021 |
| Property Address | 512 2ND ST, SPENCER, NC 28159-2325 |
| Document Number | 0013830245 |
| Book / Page | 1383 / 245 |
| Map Reference | PG 72 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 24TH AVE S # SA, 603, NORTH MYRTLE BEACH, SC 29582-4401 |
| Name | Verified Name |
|---|---|
| Address | 512 2ND ST, SPENCER, NC 28159-2325 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,026.00 (+97.08%) | $179,355 (+97.09%) Land $28,800 Building $150,555 | |
| 2023 | $1,028.00 | $91,000 Land $28,800 Building $62,200 | $179,355 Land $28,800 Building $150,555 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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