513 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 513 2nd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,647 sqft Living Area
Lot Size	11,700 sqft (0.268 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (1999)
Tax Bill	$2,305.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 301`
Alternative APN	`6172298`

Interior

Full Baths	2 Baths
Building Area	2,647 sqft Living Area
Gross Area	2,656 sqft Gross Area
1st Floor Area	1,801 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Patio Area	332 sqft Patio
Porch	Porch
Porch Area	381 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6172298
Old Parcel Number	033 301
Street Address	513 2ND ST
City	SPENCER
State	NC
Zip	28159-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 10 BLK 6 DR. JOHN WHITEHEAD'S ADDT. TO SPENCER
Legal Subdivision	DR. JOHN WHITEHEAD
Legal Block	6
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2008
Census Tract	50700

Owner

Source: Rowan County records · APN 033 301

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	513 2ND ST, SPENCER, NC 28159-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 1999 · Amount on Record
Deed Sale	May 25, 1999 · Amount on Record
Deed Document Number	0000853494
Record Updated	Jun 07, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	513 2ND ST, SPENCER, NC 28159-2324
Document Number	0013220010
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 2ND ST SPENCER NC 281592324, SPENCER, NC 28159-2324

Mortgage

Document Number	0013220010
Date	Jan 24, 2019
Book Page	001322/000010

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Term	180 Months
Due	Jan 23, 2034

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,305.00	$204,068 Land $19,000 Building $185,068	$204,068 Land $19,000 Building $185,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.