Rowan County property record for 606 2nd St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,878 sqft Living Area |
| Lot Size | 21,750 sqft (0.499 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2021) |
| Tax Bill | $1,842.00 (2023) |
| Primary APN | 035 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,504 sqft Gross Area |
| 1st Floor | 1,252 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 21,750 sqft (0.499 acres) |
| Depth X Width | 145 ft x 150 ft Depth x Width |
| Deck Area | 196 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 40 sqft Porch |
| Storage Building | Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 6295421 |
|---|---|
| Old Parcel Number | 035 014 |
| Street Address | 606 2ND ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L11-13 BLK 5 OAKLAND PARK |
| Legal Subdivision | OAKLAND PARK SPENCER MAP |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 014
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 606 2ND ST, SPENCER, NC 28159-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2021 · Amount on Record |
| Deed Sale | Dec 07, 2021 · Amount on Record |
| Prior Sale | Apr 21, 2010 · Amount on Record |
| Deed Doc Number | 0001390401 |
| Deed Book / Page | 1390 / 401 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 07, 2021 |
| Property Address | 606 2ND ST, SPENCER, NC 28159-2327 |
| Document Number | 0013900401 |
| Book / Page | 1390 / 401 |
| Instrument Date | Dec 06, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 W NEWTON ST, 501, SPENCER, NC 28159-2421 |
| Name | Verified Name |
|---|---|
| Address | 606 2ND ST, SPENCER, NC 28159-2327 |
| Document Number | 0001390402 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 1390/402 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 606 2ND ST, SPENCER, NC 28159-2327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013400341 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 1340/0341 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,842.00 | $163,070 Land $32,640 Building $130,430 | $163,070 Land $32,640 Building $130,430 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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