60 Oyster Bay, Graford, TX 76449 Property Records

Palo Pinto County property record for 60 Oyster Bay, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,294 sqft · built 2006
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on File
Tax Bill	$14,500 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013176`

Property Details

APN / Parcel Number

Primary APN	`R000013176`
Alternative APN	`110251450`

Interior

Building Area	3,294 sqft Living Area
2nd Floor Area	1,358 sqft
Upper Floors Area	1,358 sqft

Exterior

Year Built	Built 2006
Lot Area	9,757 sqft (0.223 acres)
Garage Area	500 sqft
Porch	Porch
Porch Area	374 sqft
Patio Area	707 sqft

Location & Zoning

Account Number	R000013176
Old Parcel Number	R000013176
Street Address	60 OYSTER BAY
City	GRAFORD
State	TX
Zip	76449-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VII LOT 6 G#C0250-07-00000-006-00-0
Legal Subdivision	CLIFFS PHASE VII
Legal Phase	7
Legal Lot Number	6
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

Source: Palo Pinto County records · APN R000013176

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5208 AMBERGATE LN, DALLAS, TX 75287-5406
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Prior Sale	Feb 12, 2007
Deed Document Number	3656
Deed Book / Page	2324 / 431
Record Updated	Jun 08, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Jul 10, 2020
Property Address	60 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	2324/432
Book / Page	2324 / 432
Map Reference	VOL 7 PG 58
Instrument Date	Jul 08, 2020
Instrument	2020-00003656
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	EAGLE TITLE/PALO PINTO COUNTY IN, EAGLE TTL OF PALO PINTO CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 OYSTER BAY CT, 60, GRAFORD, TX 76449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 AMBERGATE LN, DALLAS, TX 75287-5406

Mortgage

Document Number	202000003657
Date	Jul 10, 2020
Instrument	2020-00003657

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Palo Pinto County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,094,240 (+15.73%) Land $258,560 Building $835,680	$1,094,240 (+15.73%) Land $258,560 Building $835,680
2024	$14,500.00 (+13.11%)
2023	$12,819.00 (-11.51%)	$945,520 Land $258,560 Building $686,960	$945,520 Land $258,560 Building $686,960
2022	$14,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palo Pinto County (48363C), as of March 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483630002002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband I Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AMG Technology Investment Group, AT&T, Verizon.

Based on FCC filings for 73 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1820061, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THE CLIFFS private · serves 1,115 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.