Palo Pinto County property record for 45 Oyster Bay, Graford, TX 76449
| Property Type | Single Family Home |
|---|---|
| Details | 3,990 sqft · built 1999 |
| Lot Size | 0.649 acres (28,270 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $864,500 (Oct 2023) |
| Tax Bill | $14,144 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000013274 |
| Primary APN | R000013274 |
|---|---|
| Alternative APN |
|
| Building Area | 3,990 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 28,270 sqft (0.649 acres) |
| Garage Area | 1,125 sqft |
| Porch | Porch |
| Porch Area | 525 sqft |
| Patio Area | 138 sqft |
| Account Number | R000013274 |
|---|---|
| Street Address | 45 OYSTER BAY |
| City | GRAFORD |
| State | TX |
| Zip | 76449-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLIFFS PHASE VII LOT 103R G#C0250-07-00000-103-R0-0 |
| Legal Subdivision | CLIFFS PHASE VII |
| Legal Phase | 7 |
| Legal Lot Number | 103R |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | STRAWN-GORDON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 200 |
Source: Palo Pinto County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6935 COUNTY ROAD 110, CLYDE, TX 79510-4964 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 20235617 |
| Deed Book / Page | 2518 / 407 |
| Prior Transfer Date | Jun 13, 2014 |
| Prior Transfer Doc | 0000003131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Recording Date | Oct 10, 2023 |
| Property Address | 45 OYSTER BAY, GRAFORD, TX 76449-5100 |
| Document Number | 002518/408 |
| Book / Page | 2518 / 408 |
| Map Reference | VOL 11 PG 45 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-00005617 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5612 COLLINWOOD AVE, FORT WORTH, TX 76107-4718 |
| Name | Verified Name |
|---|---|
| Address | 6935 COUNTY ROAD 110, CLYDE, TX 79510-4964 |
| Document Number | 202300005618 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023-00005618 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2038 |
Source: Palo Pinto County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Palo Pinto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,144.00 (-1.81%) | $1,087,060 (+31.65%) Land $93,290 Building $993,770 | $1,087,060 (+31.65%) Land $93,290 Building $993,770 |
| 2024 | $14,405.00 (+88.2%) | ||
| 2023 | $7,654.00 (-22.21%) Homeowner's exemption Senior Citizen's exemption | $825,750 (+7.95%) Land $93,290 Building $732,460 | $825,750 (+7.95%) Land $93,290 Building $732,460 |
| 2022 | $9,839.00 Homeowner's exemption Senior Citizen's exemption | $764,970 Land $32,510 Building $732,460 | $764,970 Land $32,510 Building $732,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE CLIFFS private · serves 1,115 people · EPA ID TX1820061 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.86 mg/L (2020) action level 1.3 mg/L |
| Water Quality | Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 Lead public education Dec 2017 |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| New Source Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Nextlink, Verizon.
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