50 Oyster Bay, Graford, TX 76449 Property Records

Palo Pinto County property record for 50 Oyster Bay, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,488 sqft · built 2007
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Tax Bill	$14,834 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000013175`

Property Details

APN / Parcel Number

Primary APN	`R000013175`
Alternative APN	`110251448`

Interior

Building Area	3,488 sqft Living Area
2nd Floor Area	2,039 sqft

Exterior

Year Built	Built 2007
Lot Area	9,975 sqft (0.228 acres)
Garage Area	292 sqft
Porch	Porch
Porch Area	634 sqft
Patio Area	362 sqft

Location & Zoning

Account Number	R000013175
Old Parcel Number	R000013175
Street Address	50 OYSTER BAY
City	GRAFORD
State	TX
Zip	76449-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VII LOT 5 G#C0250-07-00000-005-00-0
Legal Subdivision	CLIFFS PHASE VII
Legal Phase	7
Legal Lot Number	5
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

Source: Palo Pinto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4312 FAIRWAY DR, CARROLLTON, TX 75010-3232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRSTBANK SOUTHWEST
Jun 20, 2023	Warranty Deed, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Mar 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Prior Sale	Jun 20, 2023
Deed Document Number	3080
Deed Book / Page	2596 / 291
Record Updated	Jun 8, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Jun 5, 2025
Property Address	50 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	002596/291
Book / Page	2596 / 291
Map Reference	VOL 7 PG 58
Instrument Date	May 29, 2025
Instrument	2025-00003080
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 HILLTOP RD, FORT WORTH, TX 76109-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 FAIRWAY DR, CARROLLTON, TX 75010-3232

Mortgage

Document Number	202500003081
Date	Jun 5, 2025
Instrument	2025-00003081

Lender

Name	FIRSTBANK SOUTHWEST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO PINTO TX
Recording Date	Jun 20, 2023
Property Address	50 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	002502/707
Book / Page	2502 / 707
Map Reference	VOL 7 PG 58
Instrument Date	Jun 15, 2023
Instrument	2023-00003324
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 AVALON DR, COLLEYVILLE, TX 76034-5540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 MONTCLAIR DR, COLLEYVILLE, TX 76034-5405
Investor	Possibly a Property Investor

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Mar 18, 2021
Property Address	50 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	002365/803
Book / Page	2365 / 803
Map Reference	VOL 7 PG 58
Instrument Date	Mar 15, 2021
Instrument	2021-00001803
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	EAGLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7525 CALYX DR NW, ALBUQUERQUE, NM 87120-5225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 AVALON DR, COLLEYVILLE, TX 76034-5540

Mortgage

Document Number	202100001804
Date	Mar 18, 2021
Instrument	2021-00001804

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,119,460 (+32.03%) Land $264,340 Building $855,120	$1,119,460 (+32.03%) Land $264,340 Building $855,120
2024	$14,834.00 (+55.28%)
2023	$9,553.00 (-14.05%) Homeowner's exemption	$847,890 (-) Land $264,340 Building $583,550	$847,890 (-) Land $264,340 Building $583,550
2022	$11,114.00 Homeowner's exemption	$847,890 Land $264,340 Building $583,550	$847,890 Land $264,340 Building $583,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband I Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AMG Technology Investment Group, AT&T, Verizon.

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