15 Oyster Bay, Graford, TX 76449 Property Records

Palo Pinto County property record for 15 Oyster Bay, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,273 sqft · built 2006
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Tax Bill	$4,895 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013271`

Property Details

APN / Parcel Number

Primary APN	`R000013271`
Alternative APN	`110251640`

Interior

Building Area	3,273 sqft Living Area
2nd Floor Area	1,155 sqft

Exterior

Year Built	Built 2006
Lot Area	9,932 sqft (0.228 acres)
Garage Area	825 sqft
Porch	Porch
Porch Area	381 sqft
Patio Area	105 sqft

Location & Zoning

Account Number	R000013271
Old Parcel Number	R000013271
Street Address	15 OYSTER BAY
City	GRAFORD
State	TX
Zip	76449-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VII LOT 101 G#C0250-07-00000-101-00-0
Legal Subdivision	CLIFFS PHASE VII
Legal Phase	7
Legal Lot Number	101
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2012
Census Tract	200

Owner

Source: Palo Pinto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15 OYSTER BAY, GRAFORD, TX 76449-5100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2017
Deed Sale	Jan 31, 2017
Prior Sale	May 9, 2012
Deed Document Number	485
Deed Book / Page	2173 / 545
Record Updated	Jun 8, 2026

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Jan 31, 2017
Property Address	15 OYSTER BAY, GRAFORD, TX 76449-5100
Document Number	2173/0545
Book / Page	2173 / 0545
Map Reference	VOL 7 PG 58
Instrument Date	Jan 26, 2017
Instrument	2017-00000485
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 WOODRIDGE LN, 3004, ODESSA, TX 79762-5232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 RIVER DOWNS DR, EDMOND, OK 73034-2601

Mortgage

Document Number	201700000486
Date	Jan 31, 2017
Instrument	2017-00000486

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$769,580 (+59.98%) Land $32,760 Building $736,820	$769,580 (+59.98%) Land $32,760 Building $736,820
2024	$4,895.00 (+2.21%)
2023	$4,789.00 (-32%)	$481,050 Land $32,760 Building $448,290	$481,050 Land $32,760 Building $448,290
2022	$7,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband I Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AMG Technology Investment Group, AT&T, Verizon.

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