72 Oyster Bay, Graford, TX 76449 Property Records

Palo Pinto County property record for 72 Oyster Bay, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,343 sqft · built 2006
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,638 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013177`

Property Details

APN / Parcel Number

Primary APN	`R000013177`
Alternative APN	`110251452`

Interior

Building Area	3,343 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	10,106 sqft (0.232 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	694 sqft
Patio Area	742 sqft

Location & Zoning

Account Number	R000013177
Street Address	72 OYSTER BAY
City	GRAFORD
State	TX
Zip	76449-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VII LOT 7 G#C0250-07-00000-007-00-0
Legal Subdivision	CLIFFS PHASE VII
Legal Phase	7
Legal Lot Number	7
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 HILLTOP RD, FORT WORTH, TX 76109-2813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Sep 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023
Deed Sale	Nov 14, 2023
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20236198
Deed Book / Page	2522 / 413
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALO PINTO TX
Recording Date	Nov 14, 2023
Property Address	72 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	002522/413
Book / Page	2522 / 413
Map Reference	VOL 7 PG 58
Instrument Date	Nov 10, 2023
Instrument	2023-00006198
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4231 WINDSOR PKWY, DALLAS, TX 75205-1644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 MONTCLAIR DR, COLLEYVILLE, TX 76034-5405
Investor	Possibly a Property Investor

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Sep 30, 2021
Property Address	72 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number	002403/550
Book / Page	2403 / 550
Map Reference	VOL 7 PG 58
Instrument Date	Sep 30, 2021
Instrument	2021-00007023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 WINDSOR PKWY, DALLAS, TX 75205-1644

Mortgage

Document Number	202100007024
Date	Sep 30, 2021
Instrument	2021-00007024

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,638.00 (-1.81%)	$1,432,440 (+57.26%) Land $267,810 Building $1,164,630	$1,432,440 (+57.26%) Land $267,810 Building $1,164,630
2024	$18,981.00 (+53.69%)
2023	$12,350.00 (-11.51%)	$910,900 Land $267,810 Building $643,090	$910,900 Land $267,810 Building $643,090
2022	$13,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Nextlink, Verizon.

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