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90 Oyster Bay, Graford, TX 76449 Property Records

Palo Pinto County property record for 90 Oyster Bay, Graford, TX 76449

Property Summary

Property TypeSingle Family Home
Details2,654 sqft · built 1996
Lot Size0.324 acres (14,113 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Aug 2020)
Tax Bill$9,431 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR000013179

Property Details

APN / Parcel Number

Primary APNR000013179
Alternative APN
  • 110251456

Interior

Building Area2,654 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area14,113 sqft (0.324 acres)
Garage Area496 sqft

Location & Zoning

Account NumberR000013179
Street Address90 OYSTER BAY
CityGRAFORD
StateTX
Zip76449-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFFS PHASE VII LOT 9 G#C0250-07-00000-009-00-0
Legal SubdivisionCLIFFS PHASE VII
Legal Phase7
Legal Lot Number9
JurisdictionPALO PINTO TX
Township / Civil DivisionSTRAWN-GORDON
Census Block Group2
Census Block2004
Census Tract200

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1380 BENT TRAIL CIR, SOUTHLAKE, TX 76092-9414
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Prior SaleNov 2, 2017
Deed Document Number20204264
Deed Book / Page2329 / 117
Last Transfer DateJul 16, 2025
Transfer Doc002603/423
Record UpdatedOct 29, 2026

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPALO PINTO TX
Recording DateAug 7, 2020
Property Address90 OYSTER BAY, GRAFORD, TX 76449-5103
Document Number2329/117
Book / Page2329 / 117
Map ReferenceVOL 7 PG 58
Instrument DateAug 5, 2020
Instrument2020-00004264
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 TURNBERRY CT, 105, ALEDO, TX 76008-6903

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 BENT TRAIL CIR, SOUTHLAKE, TX 76092-9414

Mortgage

Document Number202000004265
DateAug 7, 2020
Instrument2020-00004265
Lender
NameHCP MORTGAGE LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateTexas
CountyPalo Pinto County
Unified School DistrictPalo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,431.00 (-1.81%)$724,830 (+7.36%) Land $346,520 Building $378,310$724,830 (+7.36%) Land $346,520 Building $378,310
2024$9,605.00 (+4.94%)
2023$9,153.00 (-11.51%)$675,130 Land $346,520 Building $328,610$675,130 Land $346,520 Building $328,610
2022$10,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE CLIFFS
private · serves 1,115 people · EPA ID TX1820061
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.86 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTurbidity
resolved · Jun 2025
Treatment failure
resolved · Jan 2024
Total trihalomethanes
resolved · Jan 2024
Treatment and ProcedureCorrosion control
Apr 2018
Lead public education
Dec 2017
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		300 / 75
New Source Broadband
Fixed Wireless		100 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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