6 Graystone Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 6 Graystone Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,172 sqft · built 1978
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Jul 2022)
Tax Bill	$17,010 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473489 131.-3-60.16`

Property Details

APN / Parcel Number

Primary APN	`473489 131.-3-60.16`
Alternative APNs	`0800-131.00-03.00-060.016` `348913100000030600160000` `47340030746`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	1,141 sqft
2nd Floor Area	1,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	755 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6 GRAYSTONE LN
City	SMITHTOWN
State	NY
Zip	11787-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-394701.3 TC-70 GRAYSTONE GLEN S 1 P/L 1 & H & H MAP 9 P/LOTS 185
Legal Subdivision	MAP GRAYSTONE GLEN
Legal Block	3
Legal Lot Number	60
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2002
Census Tract	135303

Owner

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
May 2, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Jul 13, 2000 · Amount on Record
Deed Book / Page	13163 / 336
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 5, 2022
Property Address	6 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Document Number	0131630336
Book / Page	13163 / 336
Instrument Date	May 28, 2022
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 WASHINGTON AVE, PATCHOGUE, NY 11772-2756

Mortgage

Document Number	0023434928
Date	Jul 5, 2022
Instrument	23434/928

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 GRAYSTONE LN, SMITHTOWN, NY 11787-4717
Document Number	0228190747
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GRAYSTONE LN SMITHTOWN NY 117874717, SMITHTOWN, NY 11787-4717

Mortgage

Document Number	0228190747
Date	May 22, 2017
Book Page	022819/000747

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 21, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,600 (-) Land $300 Building $6,300	$825,000 (+10,775.3%) Land $37,500 Building $787,500
2024	$17,010.00
2023		$6,600 (+4.76%) Land $300 Building $6,300	$7,586 (+18.01%) Land $345 Building $7,241
2022		$6,300 Land $300 Building $6,000	$6,428 Land $306 Building $6,122

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	39 of 45
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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