Suffolk County and Smithtown Town property record for 2 Graystone Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,035 (2024) |
| Deeds & Mortgages | Jun 2022 Refinance Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 131.-3-60.7 |
| Primary APN | 473489 131.-3-60.7 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 2 GRAYSTONE LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 131.-3-60.7 *6542 LOT 3 GRAYSTONE GLEN |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 135303 |
Source: Suffolk County and Smithtown Town records · APN 473489 131.-3-60.7
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Jan 25, 2017 | Grant Deed, Transfer · Conventional with PMI BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2014 |
| Transfer Doc | 0127890539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234250425 |
|---|---|
| Date | Jun 08, 2022 |
| Book Page | 23425/425 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 25, 2017 |
| Property Address | 2 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Document Number | 0128970815 |
| Book / Page | 012897 / 000815 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | RAM ABSTRACT LIMITED, RAM ABSTRACT LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 AMFER CT BAY SHORE NY 117063312, BAY SHORE, NY 11706-3312 |
| Document Number | 227820488 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 022782/000488 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,610 (-) Land $300 Building $6,310 | $826,250 (+10,774.57%) Land $37,500 Building $788,750 | |
| 2024 | $17,035.00 | ||
| 2023 | $6,610 Land $300 Building $6,310 | $7,598 Land $345 Building $7,253 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 39 of 45 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 366 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures