Suffolk County and Smithtown Town property record for 1 Graystone Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,952 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 131.-3-60.9 |
| Primary APN | 473489 131.-3-60.9 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 1 GRAYSTONE LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-394701.7 TC-70 *6542 LOT 5 GRAYSTONE GLEN |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 135303 |
1 Graystone Ln is owned and occupied by two individuals.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230200009 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 23020/9 |
| Instrument | DK001875 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2048 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,775 Land $300 Building $5,475 | $721,875 Land $37,500 Building $684,375 | |
| 2024 | $14,952.00 | ||
| 2023 | $5,775 Land $300 Building $5,475 | $6,638 Land $345 Building $6,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Graystone Ln in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 39 of 45 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Graystone Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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