Suffolk County and Smithtown Town property record for 7 Graystone Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14,952 (2024) |
| Deeds & Mortgages | Jun 2023 Refinance Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 131.-3-60.11 |
| Primary APN | 473489 131.-3-60.11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 7 GRAYSTONE LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-394701.9 TC-70 *6542 LOT 7 GRAYSTONE GLEN |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 135303 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2010 |
| Transfer Doc | 0126270204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235120106 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 23512/106 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 GRAYSTONE LN, SMITHTOWN, NY 11787-4717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231630838 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 23163/838 |
| Instrument | DL020826 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,000 (-) Land $300 Building $6,700 | $875,000 (+10,774.97%) Land $37,500 Building $837,500 | |
| 2024 | $14,952.00 | ||
| 2023 | $7,000 Land $300 Building $6,700 | $8,046 Land $345 Building $7,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 39 of 45 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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